Frequently Asked Questions About Mortgages

Looking for Mortgage Advice Belfast?

Our fully qualified team of Financial Advisors are here to answer any query you may have. We know that buying a home is probably the biggest financial commitment you will ever make and with so much choice, we want to ensure you make the right choice.

Below, you will find answers to the most frequently asked questions:


This is known as a Repayment or Capital & Interest mortgage. Your repayments pay off part of the interest and part of the capital borrowed each month. It is designed that at the end of the set term the full debt will be cleared.

Interest Only

Your monthly repayments only repay the interest on your mortgage debt. You are responsible for the repayment of the capital when the mortgage reaches the end of the term.

Important Information
Your home may be repossessed if you do not keep up repayments on your mortgage.