Critical illness cover, also referred to as critical illness insurance, is a long-term insurance policy where you’ll get a tax-free lump sum payment – if you’re diagnosed with one of the listed serious illnesses covered by your insurance policy.
Income protection insurance pays you a regular income if you can’t work because of sickness or disability and can continue until you return to paid work or you retire, depending on the type of plan that you arrange.
Protect your investment – an accidental fire could destroy your property leaving you still liable for the mortgage – imagine paying off debt for a pile of rubble?
